DEFENCE CIVILIANS MEDICAL AID FUND MINISTRY OF DEFENCE - SALIENT FEATURES

Important Circular

No.AN/VII/7089/DCMF Office of the CGDA,
Ulan Batar Road, Palam,
Delhi Cantt – 110 010

To The PCDA
The PCA (Fys), Kolkata
IFA Wing (For circulating to IFAs)
The CDA
The CFA (Fys)

Sub:- Defence Civilian Medical Aid Fund (DCMAF)

Ref:- In continuation of this HQ office letter of even No. dated 26.10.2009

DefenceCivilian Medical Aid Fund (DCMAF) was established in 1953 as Defence Civilians Welfare (TB, Cancer and Leprosy) Fund to provide financial assistance to its members in case they or dependents suffer from specified ailments. The membership of the fund is on voluntary basis and is open to all civilians employees, whether industrial or non-industrail. Though, it was established since long and has been providing relief to its members in Defence establishments in their hour of distress and the fund considerably expended during these years among Defence Civilians, it is still not much popular in Defence Accounts Department. This came into question by some of the members while attending the 54th Annual Meeting. 2. Therefore, the steps need to be taken to popularize the fund among the DAD personnel. In this regard a copy of Salient Features / Benefits provided by the fund is enclosed herewith for necessary action at your end so that the membership percentage is enhanced in the ensuing years.

(Satish Kumar)

For CGDA

DEFENCE CIVILIANS MEDICAL AID FUND MINISTRY OF DEFENCE SALIENT FEATURES

1. CONSTITUTION : The fund was established in 1953 as Defence Civilians Welfare (TB, Cancer and Leprosy) Fund, Presently it is known as Defence Civilians Medical Aid Fund (DCMAF). It is Society registered w.e.f. 31.01.1977 under Societies Registration Act 1860.

2. OBJECTS : The Fund provides financial assistance to members in case they or their dependents suffer from specified ailments.

3. MEMBERSHIP : The membership of the Fund is open on voluntary basis to all civilian employees whether industrial or non-industrial paid from Civil Estimates or Defence Services Estimates. The present membership of the Fund is about 2,06,512.

4. RATES OF SUBSCRIPTION :
The existing rates are as under:

Grade Pay	Annual Membership	Full Service Membership
1S to PB-1	Rs. 60/-	Rs. 400/-
PB-2	Rs. 100/-	Rs. 600/-
PB-3	Rs. 200/-	Rs. 800/-
PB-4	Rs. 400/-	Rs. 1000/-

5. GOVERNING BODY :
The Fund is managed by a Managing Committee constituted as under:-

Defence Secretary : Chairman
Additional Secretary (A) : Sr. Vice-Chairman
Joint Secretary (Training) & CAO : Vice-Chairman
Deputy Chief Adminstrative Officer : Hony – Secretary

(Training, Coord & Welfare)CGDA, AG, Air Officer-in-Charge, Personnel, Air HQ, SPD (Civ), Naval HQ, Director of Personnel, DRDO, DGOS, DGEME, DG(Pers) E-in-C’s Branch, DGQA, DGOF, DGAFMS, DGMS (Army, Navy, Air), Addl. DGAFMS (MR), Joint Secretary (E), MOD, Director-in-Charge of Welfare in CAO’s Office, A Civilian Rep from AFHQ/ISOs, Indian National Defence Workers Federation, Kanpur, All India Employees Defence Federation, Kirkee, Pune, Bhartiya Pratiraksha Mazdoor Sangh, Kanpur and Labour Welfare Commissioner from Ord Fys.

6. EXECUTIVE COMMITTEE : Executive Committee consists of undermentioned officers:-

Joint Secretary (Training) & CAO – Chairman
Addl. DGAFMS (MR) – Member
Dy. CAO (TCW) – Hony. Secretary

7. FINANCIAL POSITION OF THE FUND AS ON 28TH FEB 2010 (APPROX)
In Fixed Deposits – Rs.8,20,00,000/-
In Saving Banks – Rs.8,58,192/-

8. EXISTING BENEFITS PROVIDED BY THE FUND
(A) NUTRITIOUS DIET ALLOWANCE
TB & Leprosy – Rs.1000/- per month Cancer – Rs. 1500/- per month
Anaemia During Pregnancy & Lactating Mother – Rs. 800/- per month
Burn Injuries – Rs. 150/- per month

(B) AFTER CARE ALLOWANCE
TB & Leprosy – Rs. 800/- per month Cancer – Rs. 1500/- per month


(C) DIALYSIS ALLOWANCE
Dialysis Allowance – Rs. 1000/- per month

(D) SUBSISTENCE ALLOWANCE
For TB, Caner and Leprosy, Paralytic Stroke, Accidental Injury – Rs. 100/- per day
(E) RE-IMBURSEMENT OF COST FOR MAJOR OPERATIONS
For Coronary By-Pass Surgery, Valve Replacement,Renal Transplantation, Joint Replacement with Surgery,Implantation of Pace-Makers, Implantation of Stents – upto Rs. 15000/- of disallowed amount

(F) ADDITIONAL FINANCIAL ASSISTANCE
For Procuring Blood for Transfusions – Rs.600/- per month For Cataract Operations with Implantation of Intra-Ocular Lens,Purchase of Wheel Chairs, Tricycles for Physically Handicapped,Prosthesis for Burn Injuries – Rs. 5000/-

For Purchase of Artificial Limbs – Rs.3000/-

For Purchase of Support Shoes (Calipers) – Rs. 2000/-

For Hearing Aid – Rs.1500/-

For Purchase of Crutches, Neck Band for Cervical Spondilitis = Rs. 1000/-

(G) EX-GRATIA GRANTS

(I) To the members
In case of loss of one limb/eyes – Rs.15000/-
In case of loss of one limb/eye – Rs.10000/-

(II) To the family of members
If member dies due to TB, Cancer and Leprosy, Heart ailments for which Member availed assistance from the Fund earlier – Rs.20000/-
If member dies due to an Accident – Rs.50000/-